- About Us
Developed in conjunction with Ext-Joom.com
Asset Liability Management (ALM) involves taking decisions and actions regarding assets and liabilities in an integrated manner in order to manage the business of the entity and meet the organization’s financial objectives. It is a continuing process that involves formulating, implementing, monitoring and revising strategies related to its assets and liabilities keeping in mind the entity’s risk tolerances and constraints.
ALM is an essential and critical process for any organization that invests to meet its future cash flow needs and capital requirements. The traditional application of ALM primarily dealt with managing risks associated with interest rate changes. But today ALM has a much wider focus encompassing equity risk, liquidity risk, legal risk, currency risk and sovereign or country risk.
How Vision Helps
Vision Risk Manager delivers a comprehensive Asset Liability Management solution.Vision Risk Manager’s ALM Suite has been designed from the ground up by ALCO and ALM Committee members over the last many years at our banking clients. It brings the best of both worlds by using account level data and analysis and a powerful report suite that allows board and ALCO committee members to answer benchmark ALM questions such as: