The provisioning module allows analysis of delinquent at a customer or facility level, with the ability to drill down and look at specific sectors, industries or by any other attribute.

Key Features
  • Regulatory or Internal definitions for
    • Classification days past due
    • Provision requirement
    • Forced sale value
  • Subjective downgrades
  • Restructuring
  • Stress test
    • Increase in days past due
    • Continuous deterioration in nonperforming loans
  • Tracking of:
    • Provision shortfall
    • Provision recovery
    • Provision held
    • Principal repaid
    • Projected profitability by customer, sector, segment, days past due and product
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